Cookies Policy

This Cookies Policy explains how FinanzWissen ("we", "us", "our"), Kaiserstraße 42, 60311 Frankfurt am Main, Germany, uses cookies and similar technologies on the website https://finanzwissen.com. It should be read together with our Privacy Policy, which describes how we process personal data in general.

The use of cookies is governed by the EU General Data Protection Regulation (GDPR), the German Telecommunications Digital Services Data Protection Act (TDDDG, formerly TTDSG), and other applicable data protection laws.

1. What Are Cookies?

Cookies are small text files that are stored on your device (computer, smartphone, tablet) when you visit a website. They allow the website to remember your actions and preferences over a period of time, so you do not have to re-enter them whenever you return to the site or browse from one page to another. Cookies may be set by us ("first-party cookies") or by third parties whose services we use ("third-party cookies").

2. Legal Basis for Using Cookies

We only use non-essential cookies after obtaining your prior, informed and voluntary consent in accordance with Art. 6(1)(a) GDPR and § 25(1) TDDDG. You may withdraw your consent at any time with effect for the future, for example by adjusting your preferences in the cookie banner or by deleting cookies in your browser settings.

Strictly necessary cookies do not require consent, as they are essential for the operation of the website (§ 25(2) TDDDG). The legal basis for their use is our legitimate interest in providing a secure and functional website (Art. 6(1)(f) GDPR).

3. Categories of Cookies We Use

3.1 Strictly Necessary Cookies

These cookies are required for the website to function correctly and cannot be switched off. They include:

• Consent management cookie: stores your cookie preferences (accepted categories) so that the banner does not reappear on every visit. Retention period: 180 days. Set by: FinanzWissen.
• Session cookies: temporary cookies that are deleted when you close your browser and enable basic functions such as form submission and page navigation.

3.2 Analytics Cookies

These cookies are only set with your consent. They help us understand how visitors interact with the website — which pages are visited most frequently, how long visitors stay, and where errors occur — so that we can improve the structure and content of our site. All analytics data is collected in aggregated form, and we activate IP anonymisation where technically supported. Retention period: up to 12 months, depending on the specific tool.

3.3 Marketing Cookies

These cookies are only set with your consent. They are used to display relevant information about our courses and workshops and to measure the effectiveness of our communications. Marketing cookies may track your activity across websites. Retention period: up to 12 months, depending on the specific provider.

4. Cookie Overview

Cookie name/type	Category	Purpose	Retention	Controller
Consent preference cookie (random identifier)	Strictly necessary	Stores your consent choices for analytics and marketing cookies	180 days	FinanzWissen
Session cookies	Strictly necessary	Enable navigation, form submission and site security	Until end of browser session	FinanzWissen
Analytics cookies (aggregated statistics)	Analytics	Anonymous measurement of site usage and performance	Up to 12 months	FinanzWissen / analytics provider
Marketing cookies	Marketing	Relevance and reach measurement of our course communications	Up to 12 months	FinanzWissen / marketing provider

5. Managing Your Cookie Preferences

When you first visit our website, a consent banner allows you to:

• accept all cookies ("Accept All");
• reject all non-essential cookies ("Reject Non-Essential"); or
• enable or disable individual categories ("Save Preferences").

You may change or withdraw your consent at any time by deleting the consent cookie in your browser settings, which will cause the consent banner to reappear on your next visit. In addition, all common browsers allow you to block or delete cookies via their settings menu. Please note that blocking strictly necessary cookies may impair the functionality of our website.

6. Data Transfers to Third Countries

Where third-party providers process data on our behalf and are located outside the European Economic Area, such transfers take place only on the basis of appropriate safeguards, in particular the European Commission's adequacy decisions or the EU Standard Contractual Clauses, in accordance with Chapter V GDPR. Your consent to non-essential cookies is a prerequisite for any such transfer.

7. Your Rights

You have the following rights under the GDPR regarding the personal data processed through cookies:

• Right of access (Art. 15 GDPR);
• Right to rectification (Art. 16 GDPR);
• Right to erasure (Art. 17 GDPR);
• Right to restriction of processing (Art. 18 GDPR);
• Right to data portability (Art. 20 GDPR);
• Right to object to processing based on legitimate interests (Art. 21 GDPR); and
• Right to lodge a complaint with a supervisory authority, in particular the Hessian Commissioner for Data Protection and Freedom of Information (Der Hessische Beauftragte für Datenschutz und Informationsfreiheit), which is responsible for FinanzWissen.

You may also withdraw your consent to the use of cookies at any time, without affecting the lawfulness of processing carried out before the withdrawal.

8. Contact for Data Protection Requests

If you have any questions about this Cookies Policy or wish to exercise your rights, please contact us at the address or email stated above. We will respond to all legitimate requests within one month.

9. Changes to This Policy

We may update this Cookies Policy from time to time to reflect changes in the cookies we use or in applicable legal requirements. The version published on this page is the current, binding version. This policy was last revised on 15 January 2026.